Travel Insurance For Backpackers And Hikers

If you have a tour in your mind and you want to travel the free way, a good backpacker travel insurance policy is a thing you must consider before tour. Backpacking trips are bit riskier than regular planned travels. So in such case good backpacker travel insurance becomes a mandatory criterion for a hassle free tour.

Most of the insurers don’t know all the benefits of insurance as they are unaware but these insurance policies help a traveler in many ways.

A Backpacker insurance policy is basically for those who are low on budget. You don’t have to pay high for regular insurance policy but you will surely get the essential coverage with backpackers travel insurance policy. It covers you and your luggage at very less cost, as this type of insurance is designed for backpackers who are known for their low budgeted and unplanned travel schedules.

Before going through you must know backpacker insurance policy and its features.

Features provided by backpacker travel insurance

There are some important features and coverage that backpacker travel insurance policy can provide, these are as follows;

In case if you have to extend you trip due to any unexpected reason, backpacker insurance covers it too.
You get all covers round the clock all the year no matter what time or circumstances are there.
If you get sick during you trip, all the medical expenses will be covered by backpacker insurance providers. Most of the time such insurance policies also covers personal incidents that occur during travel (please confirm this before buying insurance policy from you insurance provider).
Many travel insurance firms provide option to opt out which they don’t want to be covered and ask for the things which they want to be covered. This flexibility is an added advantage for insurers.
Many travel insurance firms provide the option to the insurer that what they really want to be covered in their policy. This flexibility is an added advantage for insurers.
Many backpacker tours for winter sports, some travel for scuba diving. Such adventurous sports have high risks involved which can lead you to physical damages. Covers for such sports are also available as an optional measure. You can add such sports covers in your existing insurance for added safety.
You can extend you insurance any time with a single click sitting at your home in front of your computer.
Make sure that insurance policy covers the location in which you are planning to travel. Some travel insurance companies provide insurance policies only for a certain country.

Now the biggest which every travelers generally asks is “Do I really need a backpacker insurance policy? And is it really worth it? ”

Backpacker travel insurance is surely recommended for you if you fell into any of these categories

You travel alone at places which are expected.
Your travel schedule is unexpected and never planned.
You have medical history or you are above 50 years of age.

Backpacking is surely an adventurous trip but it has its own risks too. Backpackers are very prone to injuries, robbery and related issues. There are some possible issues in which backpackers can easily get coverage. These are as follows:

Tour cancellation – Trips are cancelled many times due to many issues. Sometimes due to bad weather and sometimes due to some personal reason, one has to cancel his/her trip.

Emergency medical care – backpackers are very much prone to issue like food poisoning, diarrhea and other infections. Such diseases can lead to serious health issues which can be covered by purchasing insurance.

Accidents – accidents are common and can be occur at any time. Insurance not only covers for your injury but also the person affected by your mistake.

Theft or robbery – backpacker usually travel alone. They also stay at budget hotels. All this makes them prone to things like baggage theft and robbery.

Considering the current global scenario which is quite unsafe, having proper backpacker travel insurance is very necessary.

A backpacker insurance policy can be a great help for every traveler who wants to travel the free way. So what are you waiting for? Get a backpacker travel insurance for yourself and roam free

Business Travelers Hotels

Not every hotel is geared for business travelers. Some are simply meant for holiday travelers, and focus on leisure features. Some hotels offer rooms geared for business travelers, with a stress on committed work areas. Once you’ve found a potential hotel, call the front desk directly and speak to the concierge or to a well-informed front desk clerk. Inquire about the facilities provided by the hotel such as internet accessibility, conference rooms; transportation etc. if the hotel has the features out lined below then you will definitely have a successful business trip.

Essential features of a great business:

Location: Hotels that are positioned near an airport or located in a city’s business quarter generally cater to business travelers. Airport hotels rarely offer views, but they make up for it with expedient location. Location is why many recruiters characteristically plan interviews in airport hotels. It is easier to fly in, meet numerous applicants, do some work in the business center, and fly back home.

Internet Access in the Room: Most hotels offer some form of Internet access whether it’s use of the business center’s computer, high-speed access in the room, or wireless. The business travelers need to know where the next high-speed Internet fix is coming from, so he can stay productive on the road.

Speedy, Customer Service: Hotel specialists are in the business of providing good customer care. Business hotels make the important difference of offering good customer care quickly and proficiently. A guest’s requirements must be met speedily so that he or she can concentrate on the professional reasons they are there primarily.

Business centre: It is absolutely a must for a hotel to have this facility. It should also be equipped with the latest technologies and state-of-the-art office equipment, services include tele-videoconferencing, high-speed Internet access, high-speed duplicating, printing, colour printing, colour copying, scanning and document processing, as well as courier, secretarial services, telex and fax.

Conference Rooms: Conference rooms or boardroom and a meeting room are a must if you plan to hold meetings seminars, promotions and exhibitions. These rooms must be equipped with audio + video conferencing facilities.

Easy Transportation: Business travelers need to be places punctually and with minimum hassle. Good business hotels more often than not offer transportation shuttles to all key business areas, or aid travelers with hiring taxis or private cars.

Restaurants & Bar: Business travelers need to be able to have the facilities of in hotel restaurants, to be able to meet associates over drinks, lunch or dinner. It’s best to have at least two types of specialty cuisine restaurants and a bar in the hotel itself.

100% Effort:Good business hotels allow travelers to concentrate on their jobs by working out the small and big stuff (taking care of problems like misplaced luggage etc.). The extra level of service in a good hotel is a boon to the traveler.

How to Prepare for Business Travel

People who take business trips frequently already know there are certain aspects of travel that should be planned thoroughly to avoid common mistakes. Business travelers typically have a schedule to maintain. If you don’t make your travel plans properly, you can run into long lines, lack of airline seats, heavy traffic, and even unavailable hotel rooms. The following are a few handy tips to help avoid these pitfalls.

First, plan your business travel as soon as you know the trip is a commitment. This will help to ensure you have a place to stay and airline tickets that aren’t excessively expensive. You should seek to save money even if you are being reimbursed by your company. So compare the available airlines and hotels to find the best overall deal that meets your business travel needs.

When permissible, fly to your destination the day before your first meeting. That way you don’t run the risk of missing the meeting if your flight is delayed, and you can also arrive fresh and well-rested for the meeting instead of fatigued and wearing wrinkled clothing. While packing, bring a suit and all your necessities in a carry on bag in the event that your suitcase is sent somewhere else, or simply lost in transit. Even if not your fault, you ought not show up to a meeting in jeans and sneakers.

When embarking on a business trip, leave your valuables at home to avoid potential robbery or lost items. Speaking of which, carry a credit card instead of cash so that you have receipts for all your spending and avoid the risks associated with carrying cash.

Concerning food, find a hotel room that has a mini-fridge and then purchase a few snacks and drinks at a local grocery store. This may save some unnecessary restaurant time (unless that is your preference) and is certainly less expensive. Hotel food can be steep as well; if you only have a certain allowance to spend each day, you may easily exceed your business budget by eating out three meals a day. On a similar note, try to book a hotel with complimentary breakfast so you can save money on at least one meal.

Choosing a hotel with free Internet service from your room is a valuable option to remain connected to the outside world without needing to make phone calls or travel to a different location for online access. If you don’t have a laptop, then at least locate a hotel with a complimentary computer service in the lobby.

Business Travel Is On The Rise

Recent research from the hotel industry indicates that business travel is on the rise again. According to Starwood Hotels and Resorts, individual, as opposed to group, business travel guests are up 30% over the first five months of this year.

The sharp drop in business travel started in late 2008 following the collapse of the financial markets. First and business class cabins were much emptier, mid week hotel occupancy was down and a general malaise had spread throughout the industry for much of 2009.

However, recent announcements from the likes of Starwood Hotels and Resorts, give the industry a reason to be excited about the future. Popular business travel destinations should see a rise in business visitors with companies relaxing travel policies and allowing their employees to get on a plane again instead of sitting in a dreary office on a video conference. If you’re thinking about where to hold your next annual company sales meeting then New York, London and Dubai are worth adding to your list of potential cities.

For example your executives can conduct their business from the Wi-Fi accessible roof-top swimming pool at Hotel Gansevoort in New York’s popular meat packing district.

If London is your business destination of choice then employees will be able to work and work out 24/7 at The Four Seasons in London’s Canary Wharf with their 24-hour exercise room, complimentary access to the Virgin Active Health Club, located next door, and a 24-hour business centre.

If you want your staff’s every whim to be catered for then The Monarch hotel in Dubai not only offers all the amenities your average executive expects but also each floor has its own butler.